A little planning.
A lifetime of care.
For parents, grandparents, and great-grandparents. Explore $25,000 of whole life coverage for your child, grandchild, or great-grandchild. Choose their age and sex to see a quick monthly estimate.
For children ages 0–17
No child's name, date of birth, or contact information required to view an estimate.
Find your monthly estimate
$25,000 Head Start • Preferred Life
Accidental death rider is not available for ages 0–4 in this table.
Text Sayed about this estimate →Or call (925) 789-7510Estimate only, based on the supplied 2025 rate book. Current rates, issue age, state availability, eligibility, rider terms and final premium must be confirmed by a licensed agent and the insurer. Coverage is subject to application and approval; this calculator does not bind coverage.
A simple starting point
See an estimate for $25,000 of life coverage using the age and sex categories in the rate table.
Understand what's included
The estimate includes the guaranteed insurability rider. Ages 5–17 can include an optional accidental death rider.
Talk with a real person
Review the policy, confirm eligibility and current pricing, and ask questions before applying.
Can I explore coverage for my grandchild or great-grandchild?
Yes. Head Start is for parents exploring coverage for their children, grandparents for their grandchildren, and great-grandparents for their great-grandchildren, ages 0–17. Contact Sayed to review ownership, consent and application requirements for your family.
Is this an instant policy purchase?
No. This is a rate estimate. Contact Sayed to review current pricing, policy provisions and application requirements. No payment is collected here.
Is the accidental death benefit the same as life coverage?
No. The optional accidental death rider is separate from the $25,000 life benefit, applies only to qualifying accidental deaths, and is subject to its own terms and exclusions. It is listed for ages 5–17 with parental consent.
What information does this calculator collect?
Your selections are used in your browser to calculate the estimate. This page has no lead form, tracking pixel, or analytics. If you tap Text Sayed, your messaging app opens with a draft you can review and send. Do not include a child's sensitive information in a text.